Disclosures and Privacy Policy

WARRANTIES & DISCLAIMERS

There are no warranties implied.

Rowe Wealth Management LLC is a registered investment adviser located in Coral Springs, Florida. Rowe Wealth Management may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

Rowe Wealth Management LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Rowe Wealth Management LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as Rowe Wealth Management LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

Any subsequent, direct communication by Rowe Wealth Management LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

For information pertaining to the registration status of Rowe Wealth Management LLC, please contact the state securities regulators for those states in which Rowe Wealth Management LLC maintains a registration filing.

A copy of Rowe Wealth Management LLC current written disclosure statement discussing Rowe Wealth Management LLC’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Rowe Wealth Management LLC upon written request.

Rowe Wealth Management LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Rowe Wealth Management LLC' web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Any graph presented cannot in and of itself be used as the sole determinant in making an investment decision. Graphs are historical depictions and have inherent limitations in making investment decisions and cannot predict the future results of any investment.

 

PRIVACY POLICY

At Rowe Wealth management we take your privacy very seriously. If you have any questions regarding your privacy protection please feel free to email us at info@rowewealth.com .

E-mail Address

We place your e-mail address in our secure database and use it only to send your issues or special notices from our service. We will never add your name to our e-mail list without your permission. We will never sell, rent, or otherwise share your e-mail address with anyone.

You can remove your address from our e-mailing list by following the instructions at the end of every e-mail we send.

Personal Information

We will never share your personal information – your name, credit card number, email address, your mailing address or anything of that nature.  The only exception is when you place an order for something making it necessary for us to share your credit card information and contact information with our credit card processor.  At that time, we will provide a secure (SSL, encrypted) connection and require you to submit only the information needed to complete and fulfill your order.  Only our authorized employees will have access to this information. We will not sell or rent this information to anyone, nor share it in any other way, unless required to by a law enforcement agency that takes the proper steps to require it.

Cookies

Cookies are small files placed on your computer by a web page when you visit it. They can be used to store all sorts of useful information to make your next visit easier and more convenient, but some people are uncomfortable not knowing what information is in a cookie.

Rowe Wealth Management’s web site only uses cookies to allow authentication for access to the Subscriber Only areas of our sites.

Copyright and Disclaimer

All contents of this website are copyright 2017 by Rowe Wealth Management. All rights reserved: Reproducing any part of this document is prohibited without the express written consent of Rowe Wealth Management

DISCLAIMER: Our work is based on SEC filings, current events, interviews, corporate press releases, and what we've learned as financial journalists, market analysts and money managers.  It may contain errors, and you shouldn't make any investment decision based solely on what you read here. It's your money and your responsibility. Rowe Wealth Management expressly forbids its writers from having a financial interest in any security they recommend to our subscribers.  And all Rowe Wealth Management (and affiliated companies) employees and agents must wait 48 hours after an initial trade recommendation is published on the Internet, or 72 hours after a direct mail publication is sent, before acting on that recommendation.

Investment advisers are required by law to inform their clients of their policies regarding privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law.

Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.

TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT

We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.

PARTIES TO WHOM WE DISCLOSE INFORMATION

All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:

For everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus;

For our marketing – to offer our products and services to you;

For joint marketing with other financial companies;

For our affiliates’ everyday business purposes – information about your transactions and experiences; or

For non-affiliates to market to you.

Clients may opt out of sharing information for joint marketing to other financial companies, to our affiliates and to non-affiliates. If you are a new customer we may

begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

PROTECTING THE CONFIDENTIALITY OF CURRENT AND FORMER CLIENT’S INFORMATION

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.

FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING – OPTING OUT

Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes – information about your creditworthiness; sharing with non-affiliates who use your information to market to you; or sharing with non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt out of these types of sharing.

DEFINITIONS:

Affiliates – companies related by common ownership or control. They can be financial and non-financial companies; Non-affiliates – companies not related by common ownership or control. They can be financial and non-financial companies; Joint marketing – a formal agreement between non-affiliated financial companies that together market financial products or services to you.

Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.

FEES:

To see the fees associated with each of the models, please go to contact us .

ADV

To view copies of our form ADV, use this link.

 

NOT PERSONALIZED INFORMATION

The information contained on this website and in many emails is prepared without regard to any particular investor’s investment objectives, financial situation, and needs.  Accordingly, investors should not act on any recommendation (express or implied) or information in this material without obtaining specific advice from a financial advisor and should not rely on information herein as the primary basis for their investment decisions until consulting with a financial advisor.  Information contained herein is based on data obtained from recognized statistical services, issuer reports or communications, or other sources believed to be reliable (“information providers”).  However, such information has not been verified by Rowe Wealth Management or the information provider and RWM and the information providers make no representations or warranties or take any responsibility as to the accuracy or completeness of any recommendation or information contained herein.  RWM and the information provider accept no liability to the recipient whatsoever whether in contract, in tort, for negligence, or otherwise for any direct, indirect, consequential, or special loss of any kind arising out of the use of this document or its contents or of the recipient relying on any such recommendation or information (except insofar as any statutory liability cannot be excluded).  Any statements nonfactual in nature constitute only current opinions, which are subject to change without notice.  Neither the information nor any opinion expressed shall constitute an offer to sell or a solicitation or an offer to buy any securities, commodities or exchange traded products.  This document does not purport to be complete description of the securities or commodities, markets or developments to which reference is made.

Unless otherwise stated, performance numbers are based on pure price returns, not inclusive of dividends, fees, or other expenses.  Past performance is not indicative of future results.  Potential for profits is accompanied by possibility of loss.    You should consider this strategy’s investment objectives, risks, charges and expenses before investing.  The examples and information presented do not take into consideration commissions, tax implications, or other transaction costs.

The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.

BACK TESTED PERFORMANCE

Some performance information presented is the result of back-tested performance.  Back-tested performance is hypothetical (it does not reflect trading in actual accounts) and is provided for informational purposes to illustrate the effects of the Rowe Wealth Management strategy during a specific period.  The relative strength strategy is NOT a guarantee.  There may be times where all investments and strategies are unfavorable and depreciate in value.  Relative Strength is a measure of price momentum based on historical price activity.  Relative Strength is not predictive and there is no assurance that forecasts based on relative strength can be relied upon.

Back-tested performance results have certain limitations.  Such results do not represent the impact of material economic and market factors might have on an investment advisor’s decision making process if the advisor were actually managing client money.  Back-testing performance also differs from actual performance because it is achieved through retroactive application of a model investment methodology designed with the benefit of hindsight.  Rowe Wealth Management believes the data used in the testing to be from credible, reliable sources, however; Rowe Wealth Management makes no representation or warranties of any kind as to the accuracy of such data.  All available data representing the full platform of investment options is used for testing purposes.